the Best Starter Credit Cards for Beginners
As a beginner, it will be difficult for you to get a credit card as you do not have a credit score. The other thing that may make your journey to acquire a credit card to be difficult is if you were late on paying your last credit or other loans. You do not have to worry about credit cards anymore, there are credit cards companies in the company that has come to your aid. For more info. about credit cards for beginners, continue reading this article.
Discover It is a credit card company that offers cards to starters. Note that this company gives five percent cashback to the credit card holder on purchases made in rotating categories. For those how are not sure whether they want to accumulate credit scores, this is the best credit card. For you to get the cashback, you have to register and you will get the five percent for the first purchase and one percent for the other purchases. You can view here for more information about this credit card.
If you are looking for a starter credit card, Chase Freedom is the destination. Compared to other credit cards, Chase Freedom has the best sign up bonus. During your first three months after opening your account, Chase Freedom pays to sign up bonus to the cardholder who has attained the limit purchase. In rotating categories, you will also earn cashback on certain purchase limit.
Capital One Secured is another credit card that is there to favor the beginners. This credit card is secured and that is why it bears the name. If you have a low credit score due to late payment for the last credit or loan, this is the best credit card for you. You will have to pay some deposit to secure your credit limit. In case you have a low credit limit, you are put in automatic credit increase with no annual fee, balance transfer fee, foreign purchase transaction fee or others.
Capital One QuicksilverOne is the other credit card that is there to favor beginners. If you are looking for a simple credit card, look no more, capital one OuicksilverOne is here now! For all the purchases you make with this credit card you will get 1.5 percent cashback bonus. Cash back bread onus for this credit card do not expire and you get automatic credit increase if you make payments on time for the first five months. If you want to know more about the benefits of using credit cards, read more here. If you had a difficult time getting a credit card due to low or non-existing credit scores, now you have a solution.